flexible solutions for your growing business needs

Dear Customer,

I take the pleasure in welcoming you to "Business Banking". At HSBC, we constantly strive to develop new products to meet the changing needs of a dynamic and growing business. In the spirit of encouraging your business to flourish, Business Banking offers a range of flexible solutions, exclusively packaged to meet the needs of your growing business.

Choice and control - these two are fundamentals in running your finances. We'll give you both: a choice of ways you can access your money, then control when you get there. Choose from our Customer Service Centers, ATM, Telephone and Internet Banking solutions. Then use the information and expertise at your fingertips, or at the other end of the line - anytime you like.

HSBC's Business Banking services are designed to help you operate efficiently and profitably. Using our local expertise and the unrivalled global resources of the HSBC Group, we offer a comprehensive financial solution that aims to meet your business needs, both locally and globally.

We look forward being your partner in progress.


Mahbub Ur Rahman
Corporate Banking Head
HSBC Bangladesh



Business Banking by HSBC - Business Banking from HSBC offers you the flexibility of solutions specifically catered to your growing business needs and management of your business. Once you open a Business Banking Account with HSBC, you will have access to a wide range of products as our valued Business Banking Customer. HSBC's business accounts are no longer just a medium to deposit your money and make standard payments. With your Business Banking you will have access to a range of products, which target YOUR business growth. Therefore, you may open your Business Banking Account with a reasonable minimum balance.

HSBC offers an unmatched efficient banking structure along with a whole range of products and services to suit all your business needs. At HSBC, we understand that running a business takes time, money and planning. That is why we have designed our extensive range of products and services to give you maximum value with the minimum of paperwork and effort.

With over 9,800 offices and a presence in over 77 countries and territories including the Asia-Pacific region, Europe, the Americas, the Middle East and Africa, and with over 100 million customers, HSBC has the ability to support you to take your business forward.

With global standards and local expertise we are ideally suited to support your business needs.



The following services are offered free of cost to business banking account holders

Business Service Account : Your Business Banking Account will enable you to receive credit of all your cash/cheque deposits along with inward remittances and make all local payments and provide you access to our wide range of services for your business requirements.

24 hours deposits : You may deposit upto BDT 50,000 cash per transaction and any BDT amount in cheque 24 hours a day, 7 days a week through our ATM Machines, conveniently located Sales and Service Centers. EasyPay Machines are also available for deposit of BDT 50,000 cash per transaction and any BDT amount in cheque to your Business Banking account. You can use both ATM Machine and EasyPay Machine at any available location FREE OF COST.

24 hours withdrawals : You can withdraw cash from any of the conveniently located HSBC ATM Machines using you Business Banking Account ATM Card at FREE OF COST.

24 hours bill payments : Paying your bills any time of day and night is as easy and accessible than ever before with our EasyPay Machines located at our sales and service centers. EasyPay Machines are available 7 days a week, 24 hours a day. Through EasyPay, both HSBC and Non - HSBC customers can make deposits and pay their utility bills, HSBC Credit Card payments and etc. You can pay bills of:



A customer service representative is also available from 9:00am to 10:00pm, 7 days a week, except government holidays, to assist you to deposit cash/cheques and pay your bills FREE OF COST.

Phone Banking : Your Business Banking Account will also provide you access to your accounts through our state of the art Phone Banking facilities. This is a secure, easy, efficient system which allows you to check your account balance, order cheque books and much more 7 days a week, 24 hours a day FREE OF COST.

HSBC Cheque Book : For payments to beneficiaries through your Business Banking Account HSBC offers one account payee chequebook (50 cheque leaves) per month FREE OF COST. You may receive additional chequebooks with a minimal service fee.

Statements via Fax : Are you tired of checking your account balance everyday or waiting for the monthly statements? HSBC now offers you the option of receiving your statements via fax everyday FREE OF COST.



A Business Banking customer may request for the following additional services

OD Facility : To ensure that your cheques are honoured when fund is not available, in emergencies, your Business Banking Account can provide you with an overdraft against 100% margin of your fixed deposit. Please contact the Bank for further information.

Internet Banking by HSBCnet : With your Business Banking Account, there is no longer a need for you to call the Bank or go to any of the branches/ATMs to enquire balances/statements and to make payments to other HSBC accounts. With HSBCnet Internet Banking at your service, you may check your balances, download statements and make payments within HSBC accounts from ANY appropriate Internet enabled PC! Please feel free to contact our Electronic Banking Division at (02) 711 3711 ext 265 for details.

Trade Solutions : We offer our global reach and local expertise in handling your trade business, including the complete range of services that would facilitate you in your import and export. These include:

• Import Services: Issuance of Letter of Credits (Documentary Credits) and other import services
  
  
• Export Services: Electronic Documentary Credit Advising (EDCA) and other export services